Dive into a quick walkthrough on how to swiftly obtain Fannie Mae® Rep and Warrant Certification for Borrower's Income, leveraging the prowess of AutomatIQ® Borrower. Tailored for lending experts, this overview video unravels the streamlined process, guiding you through the necessary steps and documentation to ensure compliance and accuracy. Elevate your lending capabilities and secure certifications with confidence.

Fannie Mae® Rep and Warrant for your borrower's income.

AutomatIQ® Borrower Income Analysis

Fannie Mae® Rep and Warrant Certification for Borrower's Income

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Extraordinary One-Time Expenses: The lender’s underwriting analysis must describe the circumstances that justify the extraordinary and one-time nature of the expense. The lender may request documentation from the borrower to support its determination that the expense is extraordinary and nonrecurring.

Non-Deductible Meals & Entertainment: For 2022/2021 tax years, restaurant meals were 100% deductible and therefore deductible meals are not used do derive non-deductible meals. Include any non-deductible meals here.

Eligibility	Income Calculator determined the Monthly Qualifying Income from this income source is $11,473.38. The lender remains responsible for the integrity of the data submitted to Income Calculator.

SUMMARY
User Guide 
Getting Started
6:57AM Jan 27, 2025
4 Available Opportunities
No Missing Documents
0 Data Capture Comments
IRS Total Reported Income
B1 / B2: 2023:  $321,666 2022:  $306,272
Tax Return Notes
Baseline:
$13,808
B1: $12,731
B2: $1,077
Potential:
$15,128
B1: $14,050
B2: $1,077
Adjusted:
$14,189
Joint amount: $500
B1: $12,612
B2: $1,077